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Please note that I am on the Aetna Insurance panel only.

Intake 90-minute session $300

Therapy 55-minute hour  $175


Private Pay Advantages

Paying out of pocket allows you to maintain control of your treatment and maintains protection of your privacy. In nearly all cases, insurance companies pay only for medically necessary treatment, and require a diagnosis of mental illness. These diagnoses become part of your medical record and can possibly affect hiring decisions or employment advances, raise the cost or preclude the purchase of life or disability insurance, or prevent security clearances and the like. I have no knowledge of who might have access to this information, or how it is protected once it leaves my office.

Additionally, insurance companies can make decisions about whether treatment or evaluations will be paid for and if so, for how long it is to continue. Some types of therapy, marital therapy, e.g., are routinely disallowed.

Payment policy

For insurance policies other than Aetna I recommend you check with your broker or the company directly to find out about out-of-network coverage. Aetna policy holders will pay only their normal co-pay amount after the yearly deductible is met. Other insureds will pay the full fee, and will receive all the information necessary to file a claim for reimbursement. 

Please be aware that with any health plan, there may be deductibles and copayments for which you could be responsible, and they can change the rules when they choose.

Questions About Your Bill

What billing or insurance information will I receive?

You will receive a copy of the services provided and the fee for each. Depending on what specific arrangements we make you might also receive a monthly statement of your account.

How long will it take to get things settled with the insurance company?

Generally, it takes from 15 to 30 days to obtain payment from an insurance carrier. Times vary according to plans and circumstances.

What will I be billed for?

I bill for psychotherapy at $175/hour after an initial intake session for $300. Longer sessions are possible, up to 90 minutes, with advance notice, though longer sessions are usually not covered by insurance. I will also charge for my time to complete forms or prepare reports depending on the complexity and time required. 

I received a notice that my insurance company has paid on my bill -- but I can't understand how they calculated their payment amount. Do you know?

If I receive such information from your insurance company, I'll be glad to share it with you. I can also explain what some of the information means. However, for the best answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.